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"Being Me" Savings Account |
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Schedule of Facilities are exclusive of service tax. Service Tax of 10.3% to be collected separately. |
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SCHEME CODE : RSYOU, RSYNE, RSYNO |
December 15, 2011 |
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Eligibility |
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Average Quarterly Balance : Saving |
Rs.2,500/- |
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Account Opening Amount |
Rs.2,500/- |
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Schedule of Facilities |
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International Debit Cum ATM Card |
Free |
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Replacement of damaged/lost/stolen card/ re -generation of Pin/ Copy retrieval |
Free |
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IDBI Bank ATM -Non Financial / Financial Transaction |
Free |
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Other Bank ATM |
5 transactions Free per month, thereafter Non Financial -Rs 8 per transaction Financial -Rs 20 per transaction |
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International ATM |
Non Financial -Rs 30 per transaction Financial-Rs 140 per transaction |
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Personalised Multicity book |
20 leaves per quarter free and Rs 2 per cheque leaf above free limit. |
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Account statements |
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Passbook |
Free |
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Monthly statement by e-mail |
Free |
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Duplicate Statement at the branch |
Free |
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Duplicate Passbook / Hold mail facility / Overseas mailing |
Free |
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Account closure charges |
Nil |
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Certificates |
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Standing instructions |
Free |
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Balance/Interest/Signature verification certificate/Banker’s report |
Free |
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Foreign inward remittance certificate |
Free |
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Remittances |
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Demand Drafts (Branch/Non Branch)/Payorder |
10 Transactions Free per month (Both inclusive) Above free limit Rs 2.50/1000, (Min.-Rs 25/-and Max. Rs 10,000/-) |
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Payable at Par utilisation |
Free |
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Foreign currency demand drafts / international money orders |
Free |
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DD/ payorder cancellation (Domestic/Foreign Currency) |
Free |
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NEFT |
Upto Rs 1 Lakh -Rs 5 per transaction Rs 1,00,001 and above -Rs 25 per transaction |
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RTGS |
Rs 2 lakh to Rs 5 Lakh -Rs 25 per transaction, Above Rs 5 lakh -Rs 50 per transaction. |
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Any Branch Banking* |
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Any branch cheque/ account to account transfers |
Free |
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Cash deposits (Home Branch) |
15 transactions per month free -Excess charged @Rs 2/1000. (Min. Rs 25 and Max Rs. 10,000/-) (15 transactions includes both Home -Non Home Cash deposit) |
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Cash deposits (Non -Home Branch) (Max. Rs. 50,000/-per day) |
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Any Branch Cash withdrawal(By self only) |
Free (Upto Rs 50,000/-per day only) |
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The services allows you to operate your account from any IDBI bank branch across India. This service is not available for encashing FD, issuance of DD/PO and third party bearer cheque These can be done only at Home Branch. Third party cash withdrawal is not allowed. Third party cash deposit is allowed to the maximum of Rs 50,000/-per day per account. |
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Cheque transaction charges |
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Cheque collections (Branch/Non branch locations)/Speed Clearing |
Only other bank commission will be recovered |
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Foreign currency cheque collection |
Only other bank commission will be recovered |
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Cheque stop payment instructions |
Free |
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Old records / copies of paid cheques |
Free |
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Alternate Channel Banking |
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Internet/Mobile/Phone/SMS Banking |
Free |
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Special Features * |
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Particular |
Facilities |
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ATM Card |
Free Being Me debit card |
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Cash withdrawal limit |
Rs.25,000/-per day |
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POS (Point of sale) |
Rs.25,000/-per day. |
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Other Features |
Preferantial rate on educational loan. |
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Tie-up with various outlets. |
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Discounted charges for opening of share trading account. |
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* Special features shall be withdrawan if the Average Quarterly Balance is not maintained for two consecutive quarters |
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Charges |
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ECS/ Cheque issued and returned ( Financial reasons ) |
Rs 151 |
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Unarranged overdraft / Cheque Purchase (A + B) (Subject to approval) |
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Per occasion (A) |
Rs.102 |
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Interest (B) |
19.75% |
Source: "Being Me" Savings Account OR
