Whether you belong to BC/OBC Non-Creamy Layer?

Various of the government application form including for government jobs, scholarships and other benefit schemes will have a column or question regarding, Whether you belong to BC Non-Creamy Layer? Its most commonly applicable for BC (Backward Classes) and OBCs (Other Backward Classes) in India. Government of India, Department of Personnel & Training (DoPT) revises and maintains the definition of Creamy Layer categorization in the context of provisioning benefit of reservations to OBC children.  The Creamy Layer status of a candidate is determined on the basis of the status of his parents ONLY. and NOT on the basis of his own […]

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Ergonomic Office Chair Buying Tips and Guide

  Office workers are often sat down for the majority of their day, meaning they are needing comfort and reliability when it comes to the furniture they are regularly sat working at. Many employers take a conscientious and prideful approach when designing their office spaces and will more often than not look for some of the most suited supplies and furniture to better their employee’s wellbeing and work productivity. For example, employers will sometimes make sure to look at different chairs available to find the best options for their space. Careful planning and set-up can improve the physical health of […]

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Compare Earnings of Jewellers Gold Saving Scheme vs Bank Fixed Deposit

Nowadays, almost all of the corporate Jewellers offers and recommends/requests you to join their Savings Schemes.  They major sell the scheme on the point of “Wastage Waiver” on your next Jewellery purchase in that scheme.  Here are some of the details that I gathered about these schemes and a quick math of comparison with that of earnings with a bank fixed deposit. For the explanation, I’ve chosen GRT Golden Eleven Plan.  Below is a quick overview with an example of how this scheme really helps the customers. Paying a monthly installment for 11 months After the completion of 11 months, […]

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