Category: Financial

Financial, Self Management

Considerations for purchasing Gold Jewellery

Buying, Selling or Exchanging Gold Jewellery implies certain significant charges apart from the actual gold price. Here are some of the basic details about considerations to be made during a Gold Jewellery purchase.  I’ve also included a table of comparison of all these factors across three Jewellers that I visited on 20-09-2015. Gold Purity: Pure Gold: Most of us have heard mention about the 24 Karat or Pure Gold.  The 24 Karats or Pure gold does not contains any impurities in it.  The pure gold usually be softer and thus requires alloying to give strength to the items made out […]

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Financial

Pay your income tax yourself (Self Assement Tax) online

Requirement: When you are a salaried employee, your employer usually deducts the tax as TDS from your salary.  However, I you have additional earnings then you require to show up them while filing the IT returns and pay the liable tax by yourself.  The very common additional income includes interest you earned on your Fixed Deposits in the bank.  Usually your bank deducts the tax for the interest at flat 10%, but if your earnings fall under 20% slab then you need to pay the remaining 10% tax on the interest you earned.  You can pay Income tax in India […]

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Financial

Terms and Conditions of Closing Fixed Deposit account online

Here are the AxisBank Terms and Conditions of Closing Fixed Deposit account online Terms and Conditions: Premature Encashment: : For Rupee Term Deposits of a contracted amount less than Rs 5 Crores opened/renewed on or after May 1, 2014 (including Flexi deposits), interest rate shall be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank or 1.00% below the contracted rate, whichever is lower. However, for Rupee Term Deposits closed within 14 days from the date of booking of the deposit interest rate shall be […]

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