AXISBANK: Services Charges and Fees

Services Charges and Fees

Click on the links given below to view the charges.
(Service Tax as applicable will be levied on all service charges and would be rounded-off to the next Rupee.)

Savings Accounts

Domestic Accounts

Account Type	Details
Savings Account	Rate of Interest	Minimum Balance	Non-maintenace charges (Rs per quarter)
Domestic	Normal	Senior Citizen	Rural	Semi Urban	Urban/Metro
With cheque book facility	3.50%	3.50%	1000	2500	5000	750
Without cheque book facility	3.50%	3.50%	1000	2500	5000	750
No Frills Account	3.50%	3.50%	–	–	–	–
EasyAccess Savings A/c	3.50%	3.50%	1000	2500	5000	750 (metro/urban/ semi urban), 500 (rural)
Prime Savings Account	3.50%	3.50%	10000	25000	25000	750
Trust Account	3.50%	3.50%	25000	25000	25000	750
Salary Power	3.50%	3.50%	Zero	Zero	Zero	750, if salary not credited for 3 consecutive months
Smart Privilege Account	3.50%	3.50%	2500	5000	10000	750 (metro/urban/ semi urban), 500 (rural)
Senior Privilege Account	3.50%	3.50%	2500	5000	10000	750 (metro/urban/ semi urban), 500 (rural)

Priority Accounts

Eligibility for Priority Banking Service	AQB Maintained in Priority Banking Accounts	Applicable Charges per quarter (Rs)
SB Criteria	>= Rs 1 lakh in Savings Account Between Rs 50000/- and Rs 1 lakh in Savings account Less than Rs 50000/- in Savings Account	Nil 750 1000
SB + TD Criteria	Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB > =Rs 25000 Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB < Rs 25000 And/Or Total Relationship (SB+TD) < Rs 5 lakhs	Nil 1000
SB Salary Criteria	>= Rs 75000/- in Salary Savings Account Between Rs 50000/- and Rs 75000/- in Salary Savings account Less than Rs 50000/- in Salary Savings Account	Nil 750 1000
Encash 24 (Flexi) Account Criteria	Total Relationship Rs 5 lakhs (SB+TD) with Savings Minimum Balance= Rs 1 Lakh Total Relationship Rs 5 lakhs (SB+TD) with Savings Minimum Balance< Rs 1 Lakh And/ Or Total Relationship (SB+TD) < Rs 5 lakhs	Nil 1000

Non Resident

Account Type	Details
Rate of Interest	Minimum Balance	Non-maintenace charges (Rs per quarter)
Normal	Senior Citizen	Rural	Semi Urban	Urban/Metro
NRO/NRE Normal	3.50%	5000	If AQB > Rs 2500/- but < Rs 5000 then Rs 750/- If AQB is equal to Rs 2500/- or less then Rs 1000/-
NRO/NRE Prime	3.50%	25000	If AQB >= Rs 15000/- but < Rs 25000/- then Rs 750/- If AQB < Rs 15000/- then Rs 1000/-
NRO/NRE Priority SB Criteria	3.50%	>= Rs 1 lakh in Savings Account Between Rs 50000/- and Rs 1 lakh in Savings account Less than Rs 50000/- in Savings Account	Nil Rs 750 Rs 1000
NRE Priority SB + TD Criteria	3.50%	Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB > = Rs 50000 Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB < Rs 50000 And/Or Total Relationship (SB+TD) < Rs 5 lakhs	Nil Rs 1000

*For details, please refer NRI Services – Schedule of Charges

Other Services & Charges

Lockers

Type of Locker	Size (height X width in inches)
A	4 ^1/2 X 5 ^7/8
B	5 ^7/8 X 7 ^1/4
C	4 ^1/2 X 13
D	7 ^1/16 X 9 ^7/16
E	5 ^7/8 X 15 ^13/36
F	10 ^1/2 X 13
G	7 ^1/6 X 20 ^1/8
H	12 ^3/8 X 15 ^13/16
H1	12 ^3/8 X 7 ^1/4
K	15 ^9/16 X 20 ^1/8
L	15 ^3/8 X 15 ^5/8

Locker rates vary for different branches in various sizes, hence customers are requested to get in touch with respective branch.

Drafts

Drafts	Charges
Issue	Rs 2.50/Rs 1000/- or part thereof (min Rs 50/- max Rs 10000/-)
Cancellation	Rs 25/-
Duplicate	Rs 50/-
Revalidation	Rs 50/-

Pay Order

Pay Order	Charges
Issue	Upto Rs 50,000 – Rs 50/- Above Rs 50,000 – Rs 2.50/Rs 1000/- (min Rs 80/-)
Cancellation	Rs 25/-
Duplicate	Rs 50/-
Revalidation	Rs 50/-

TT	Charges
Issue	Nil
Cancellation	Nil
Duplicate	Nil
Revalidation	Nil

EFT

EFT	Charges
Inward	Nil
Outward	Nil

Outstation cheque collection

Outstation cheque collection	Charges
Upto Rs 5,000/-	Rs 25/- per instrument
Rs 5,001/- to Rs 10,000/-	Rs 50/- per instrument
Rs 10,001/- to Rs 1,00,000/-	Rs 100/- per instrument
Rs 1,00,001/- and above	Rs 200/- per instrument

Speed Clearing Charges

Speed Clearing Charges	Charges
Upto Rs 1,00,000/-	NIL
Rs 1,00,001/- and above	Rs 150/- per instrument

NEFT Money Transfer

NEFT Money Transfer	Charges
Inward	Nil
Outward	Upto Rs.1 lakh – Rs.5/- per transaction Rs.1 lakh to Rs. 2 lakhs – Rs.15/- per transaction Above Rs.1 lakh – Rs.25/- per transaction

RTGS Money Transfer

RTGS Money Transfer	Charges
Inward	Nil
Outw ard	Rs.1 lakh to Rs.5 lakhs – Rs.25/- per transaction Rs.5 Lakhs and above – Rs.50/- per transaction

ECS

Charges for ECS (Credit) for affording credit to customer accounts – levied to the customer – at the destination branches	Charges for ECS (Debit) – for debiting customer accounts – levied at destination branches	Charges/penalties levied by destination branches for ECS(debit) returns due to non-availability of funds in customer	Charges for certifying or verifying customer mandates
Nil	Nil	Rs.200/- per record plus service tax for inward ECS (debit) returns	Rs.50/- per mandate plus service tax

Cheque return charges

Type of Account	Outward Returns	Inward Returns	Outstation cheque return
For Savings Accounts	Rs. 100 per return	Rs. 350 per instrument returned	Rs. 100 per return
For Current, Overdraft and Cash Credit Accounts	–	–	–
Dishonour of outstation / local bills & cheques	–	–	–

Other charges

Cheque Book Issue	Upto 20 leaves per quarter – Free Above 1 cheque book per quarter – Rs 50/- per cheque book
No Dues Certificate	Nil
Balance Certificate	Rs 25
Interest Certificate	Nil
Account closure	Nil if closed after 6 months Rs 100 if closed within 6 months
Photo attestation	Rs 50
Signature attestation	Rs 25
Stop Payment charges	Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques)
ECS Charges from the ECS uers as sponsor bank	Re.1/- per record (minimum of Rs300/- per file)
ECS (debit) return charges	Rs 200/-
Charges for certifying or verifying customer mandates	Rs 50/- per mandate
Transaction Charges – Applicable for accounts that do not maintain prescribed AQB (not applicable to Salary/Priority/Trust accounts)	3 branch transactions per quarter – Nil Beyond 3 branch transactions/qtr-Rs 100 per transaction
Inter-city clearing charges – On volume	Nil
Inter-city clearing charges – On value	Nil
Mobile Banking charges	Nil

<="">

Loans

Home Loans

Please click here to know more

Loan Against Property

LOAN AGAINST PROPERTY	*Base Rate + Markup**	Effective Rate Of Interest
LAP Residential	Base Rate + 3.5%	12.25%
LAP Commercial	Base Rate + 4.5%	13.25%
3rd Party LAP – Residential	Base Rate + 4.5%	13.25%
3rd Party LAP – Commercial	Base Rate + 5.5%	14.25%
Gross Receipts – Residential	Base Rate + 3.75%	12.50%
Gross Receipts – Commercial	Base Rate + 4.75%	13.50%
LAP Surrogate Scheme	Base Rate + 6.25%	15.00%
Lease Rental Discounting (for rated lessee)	Base Rate + 3.25%	12.00%
Lease Rental Discounting (for un-rated lessee)	Base Rate + 4.25%	12.25%
Overdraft Against Property (Residential)	Base Rate + 4.5%	13.25%
Overdraft Against Property (Commercial)	Base Rate + 5.5%	14.25%
Reverse Mortgage Loan	Base Rate + 2.25%	11.00%

*Base Rate – 8.75%

Personal Loan

Please click here to know more

Loan Against Shares

Please click here to know more

Loan Against Security

Please click here to know more

Vehicle Loan

Rates of Interest	Loan Processing Charges	Prepayment Charges	No Due Certificate	Solvency Certificate	Charges for Late Payment of EMI	Charges for changing from fixed to floating rates of interest	Charges for changing from floating to fixed rates of interest
9.25% to 15.00%	Rs. 3,000 to Rs. 4,000	5% to 10% of Principal Outstanding	NA	NA	Rs 500 + taxes per cheque bounce and a penal interest @24% per annum i.e. @ 2% per month on the overdue installment/s	NA	NA

Education Loan

Please click here to know more

Credit Cards

Fees and Charges for Privée Infinite, Wealth Signature and Signature Credit Cards

Charges	Privée Infinite Credit Card	Wealth Signature Credit Card	Signature Credit Card
Standard Joining Fee	Nil	Nil	Nil
Standard Annual Fee	Nil	Nil	Nil
Standard Add-on Card Joining Fee	Nil	Nil	Nil
Standard Add-on Card Annual Fee	Nil	Nil	Nil
Finance Charges (Retail Purchases & Cash)	2.95% per month (41.75% per annum)	2.95% per month (41.75% per annum)	2.95% per month (41.75% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount
Card Replacement (lost or stolen or re-issue)	Waived	Waived	Waived
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee	Waived	Waived	Waived
Overdue Penalty or Late Payment Fee	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000; Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000; Rs. 600 if Total Payment Due is Rs. 5001 or more.
Over Limit Penalty	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee	Waived	Waived	Waived
Outstation Cheque Fee	Waived	Waived	Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs 300	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge	2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value
Mobile Alerts for Transactions	Waived	Waived	Waived
Hotlisting Charges	Waived	Waived	Waived
Balance Enquiry Charges	Waived	Waived	Waived

Fees and Charges for Platinum Advantage, Platinum, Titanium, Gold, Silver Credit Cards

Charges	Platinum Advantage	Platinum	Titanium/Gold	Silver
Standard Joining Fee	Rs 1000	Rs. 500 (Waived on spends of Rs. 5000 within 45 days of card setup), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011	Rs. 250 (Waived on spends of Rs. 2500 within 45 days of card setup), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011	Nil
Standard Annual Fee	Rs 500	Rs.200 (from 2nd year onwards. Waived on spends of Rs. 100000 in the preceding year), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011	Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50000 in the preceding year), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011	Nil
Standard Add-on Card Joining Fee	Nil	Rs 100, for cards setup before February 07, 2011 Nil, for cards setup on or after February 07, 2011	Rs 100, for cards setup before February 07, 2011 Nil, for cards setup on or after February 07, 2011	Nil
Standard Add-on Card Annual Fee	Nil	Nil	Nil	Nil
Finance Charges (Retail Purchases & Cash)	2.95% per month (41.75% per annum)	2.95% per month (41.75% per annum)	Titanium: 3.25% per month (46.78% per annum) Gold: 2.95% per month (41.75% per annum)	3.25% per month (46.78% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount
Card Replacement (lost or stolen or re-issue)	Waived	Waived	Waived	Waived
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee	Waived	Waived	Waived	Waived
Overdue Penalty or Late Payment Fee	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee	Waived	Waived	Waived	Waived
Outstation Cheque Fee	Waived	Waived	Waived	Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs 300	Rs 300	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge	Waived (For fuel transaction to be between Rs 400 and Rs 4000)	Waived (For fuel transaction to be between Rs 400 and Rs 4000)	Waived (For fuel transaction to be between Rs 400 and Rs 4000)	2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value
Mobile Alerts for Transactions	Waived	Waived	Waived	Waived
Hotlisting Charges	Nil	Nil	Nil	Nil
Balance Enquiry Charges	Waived	Waived	Waived	Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Easy Credit Card

Charges	Easy
Platinum Advantage	Platinum	Gold	Silver
Standard Joining Fee	Rs. 1000	Nil	Nil	Nil
Standard Annual Fee	Rs. 500 pa	Nil	Rs. 100 from Year 2	Nil
Standard Add-on Card Joining Fee	Nil	Rs. 100	Rs. 100	Nil
Standard Add-on Card Annual Fee	Nil	Nil	Nil	Nil
Finance Charges (Retail Purchases & Cash)	1.95% p.m.	1.95% p.m.	1.95% p.m.	1.95% p.m.
Cash Withdrawal Fees	Rs. 100 at domestic Axis Bank ATMs 2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs	Rs. 100 at domestic Axis Bank ATMs 2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs	Rs. 100 at domestic Axis Bank ATMs 2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs	Rs. 100 at domestic Axis Bank ATMs 2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs
Card Replacement (lost or stolen or re-issue)	Waived	Waived	Waived	Waived
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).	As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee	Waived	Waived	Waived	Waived
Overdue Penalty or Late Payment Fee	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee	Waived	Waived	Waived	Waived
Outstation Cheque Fee	Waived	Waived	Waived	Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs 300	Rs 300	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Petrol Transaction Surcharge	2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	2.5% of transaction amount or Rs. 10 whichever is high er (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value	3.50% of the transaction value
Mobile Alerts for Transactions	Waived	Waived	Waived	Waived
Hotlisting Charges	Nil	Nil	Nil	Nil
Balance Enquiry Charges	Waived	Waived	Waived	Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Corporate Credit Cards

Charges	Corporate
Corporate Liability	Individual Liability
Standard Joining Fee	As agreed with company	As agreed with company
Standard Annual Fee	As agreed with company	As agreed with company
Standard Add-on Card Joining Fee	NA	Nil
Standard Add-on Card Annual Fee	NA	Nil
Finance Charges (Retail Purchases & Cash)	NA	2.95% Per month (41.75% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount
Card Replacement (lost or stolen or re-issue)	Nil	Nil
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services(GCAS)	As per VISA Global Customer Assistance Services(GCAS)
Duplicate Statement Fee	Waived	Waived
Overdue Penalty or Late Payment Fee	3% of the total amount due(Min. Rs. 350)	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty	3% of the Overlimit Amount (Min Rs. 300)	3% of the Overlimit Amount (Min Rs. 500)
Chargeslip Retrieval Fee or Copy Request Fee	Rs 200	Rs 200
Outstation Cheque Fee	Waived	Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs. 300	Rs. 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Petrol Transaction Charge	Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000)	Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000)
Foreign Currency Transaction Fee	3.5% of the transaction value	3.5% of the transaction value
Mobile Alerts for Transactions	Waived	Waived
Hotlisting Charges	Nil	Nil
Balance Enquiry Charges	Waived	Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Trust, Shriram Credit Cards

Charges	Trust Chemist Credit Card	Shriram Credit Card
Standard Joining Fee	Nil	500 (incl of taxes)
Standard Annual Fee	Nil	Rs 300
Standard Add-on Card Joining Fee	Nil	NA
Standard Add-on Card Annual Fee	Nil	NA
Finance Charges (Retail Purchases & Cash)	2.95% Per month (41.75% per annum)	2.95% Per month (41.75% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min Rs 100)
Card Replacement (lost or stolen or re-issue)	Rs 100	Rs 250
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services (GCAS).	NA
Duplicate Statement Fee	Rs 50	Rs 50
Overdue Penalty or Late Payment Fee	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more	30% of Min. Amt. Due (Min. Rs 100, Max. Rs 300)
Over Limit Penalty	3% of the Overlimit Amount (Min Rs 500)	3% of the Overlimit Amount (Min Rs 300)
Chargeslip Retrieval Fee or Copy Request Fee	Rs 200	Rs 200
Outstation Cheque Fee	Rs 50	Rs 50
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	NA
Petrol Transaction Charge	2.5% or Rs 10 whichever is higher	Waived at select HPCL Petrol Pumps. At other pumps 2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee	3.5% of transaction amount	NA
Mobile Alerts for Transactions	Waived	Waived
Hotlisting Charges	Nil	Nil
Balance Enquiry Charges	Waived	Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Debit Cards

Fees and Charges

Charges

Visa Debit Card

MasterCard Debit Card

Priority Banking
Platinum Chip
Debit Card

Gold Debit Card

Inter-
national

Priority Banking

Smart Privilege

Power Salute

NRI Domestic

NRI Inter-
national

Business Debit

Business Gold

Inter-
national

Gold Plus

Titanium Rewards

Issuance Charges

Rs 1000

Rs 250

Rs 95

Nil

Rs 50

Nil

Rs 95

Rs 250

Rs 95

Rs 500

Annual Charges

Rs 500

Rs 250

Rs 100

Nil

Rs 150

Nil

Rs 100

Rs 250

Rs 100

Rs 250

Rs 300

Replacement Charges

Rs 500

Rs 250

Rs 100

Rs 250

Rs 100

Rs 500

Rs 150

Duplicate PIN

Rs 50

Domestic Cash Withdrawal

Free

Domestic Balance Inquiry

Free

International Cash Withdrawal

Rs 125

International Balance Inquiry

Rs 25

Balance Inquiry & Cash Withdrawal Transactions are free on all Axis Bank ATMs

With effect from April 1, 2009, additional charges, as applicable, can be levied by the acquiring bank in case of international ATM cash withdrawal transactions. These charges will be in addition to the charges levied by Axis Bank for international ATM cash withdrawal transactions.

A cross-currency mark-up of 3% will be levied in case of all international cash withdrawal and purchase transactions.

Annual fees will be charged to the customers whose cards get closed before the end of the card year on a pro-rata basis.
An additional fee of Rs 150 would be charged for an Image Debit Card under the MyDesign facility. Re 1 would be charged for an online application.

Starting February 1, 2010, charges* will be applicable on the usage of various Axis Bank Debit Card variants for domestic non-Axis Bank ATM cash withdrawal transactions as per the following table :

Debit Cards	Charges on first 5 ATM transactions of the month	Charges on per transaction from 6th ATM transaction onwards of the month
Business Debit	Rs. 20	Rs 20
Visa International	Free	Rs 20
MasterCard International	Free	Rs 20
Smart Privilege	Free	Rs 20
Power salute	Free	Rs 20
NRI Domestic	Free	Rs 20
NRI International	Free	Rs 20

Debit Cards	Charges on first 5 ATM transactions of the month	Charges on per transaction from 6th ATM transaction onwards of the month
Business Gold	Free	Free
Visa Gold	Free	Free
Priority Banking	Free	Free
Gold Plus	Free	Free
Priority Banking Platinum Chip Debit Card	Free	Free

* All charges are inclusive of Service Tax.

Foreign Exchange

Service Charges for Foreign Exchange Transactions

Link to RBI website on service charges and fees.

Source: AXISBANK Services Charges and Fees

AXISBANK: Services Charges and Fees

By gunnalag

Leave a Reply Cancel reply

By gunnalag

You might also like:

Compare Earnings of Jewellers Gold Saving Scheme vs Bank Fixed Deposit

AxisBank NEFT Online Power Transfer Terms and Conditions

Calculating your Old Gold Jewellery Value

Leave a Reply Cancel reply