HDFC Home Loan: Rate Of Interest Changes Starting 2013 By gunnalagDecember 24, 2013Financial From ROI (%) 01-JUL-2013 10.15 01-OCT-2013 10.40 Interest Rate / EMI is subject to any change that may happen in future Next Reset Date Expected ROI (%) on Next Reset 01-JAN-2014 10.50 Interest Rate subject to any change that may happen upto Next Reset Date